Subprocessors
This list reflects the platform's actual integration status, not aspirational partnerships. A provider marked "mock implementation" has never sent a real message, made a real call, or moved real money on a tenant's behalf.
Flutterwave
Mandate authorisation and direct-debit executionIntegrated against Flutterwave's v3 API. Sandbox mode by default; a live account requires the lending organisation's own Flutterwave merchant credentials.
Voice calling provider (tenant-configured)
Automated voice calls for recovery outreachInterface defined; only a mock implementation ships by default. No real call is placed until live credentials and an approved call script are configured.
SMS gateway (tenant-configured)
SMS notifications and recovery outreachInterface defined; only a mock implementation ships by default. Going live requires the lending organisation's own SMS provider account and sender-ID registration.
WhatsApp Business Platform
WhatsApp recovery outreachInterface defined; only a mock implementation ships by default. Going live requires a verified WhatsApp Business account and Meta template approval.